The Bank of Israel announces that starting September 2, 2026, it is possible to deposit checks for future payment (post-dated checks) using banks' mobile applications. The new service will become available gradually in the coming weeks and is expected to reach full maturity during October, as part of the bank's efforts to promote innovation, efficiency, and digitization in payment systems. Until now, mobile deposits were permitted for immediate-payment checks only.
The service will be offered by most banks and will allow the deposit of crossed checks (with "crossed lines") and those marked "for payee only." In the initial stage, deposits will be allowed up to an amount of NIS 100,000 and for a period of up to 13 months. The service will be continuous and fully available 24/7 without the need for a physical visit to branches. The photograph of the check will be stored in bank systems and presented for payment on the due date automatically.
Unlike the service of depositing a check for physical safekeeping by the bank, in this service the check will remain in the customer's hands. Details of the magnetic strip of a check deposited via mobile and its payment date will be transferred to the banks to prevent duplicates. Depositing future checks via mobile will assist in reducing transaction costs for customers, alongside operational efficiency that creates savings and benefits for the public of users.
The volume of activity in checks reached approximately NIS 640 billion in 2025, which constitutes about 5% of total activity in the economy's primary payment methods. In light of these volumes, a focused operational improvement in the handling process for future checks is expected to generate significant savings in time, costs, and resources for the public and the banking system.
Ofer Golan, head of the Payments and Settlement Department at the Bank of Israel: "Checks continue to be a significant payment method in the Israeli economy, totaling hundreds of billions of shekels a year. The new service combines a veteran payments infrastructure with advanced digital capabilities, enabling the deposit of future checks immediately upon receiving them, without needing an additional action on the payment date. This is a step that will contribute to streamlining processes, improving service to the public, and strengthening the efficiency of payment systems in Israel."
Daniel Hahiashvili, the supervisor of banks: "Depositing deferred checks simply in each customer's banking app addresses the need of many customers, both households and small businesses, and improves service and convenience for them in an additional banking product."